calendar icon

Our dedicated support team is available to discuss how in-plan guarantees can enhance your plan.

Schedule an appointment
play video icon

Learn how you can offer your plan participants protection for retirement.

Play the video

What happens if a participant's retirement plan doesn't planned?

We get it. That’s why we developed two types of investment options so you can help participants prepare for – and protect – their retirement:

Principal protection and Protected retirement income

Offer your participants protection from market uncertainty

man and woman shaking hands

Nationwide Indexed Principal Protection® is a group fixed indexed annuity that provides principal protection no matter what the market does, while providing participants with opportunity for growth potential.1 Learn more about principal protection

Read the principal protection myth-busting guide to better understand how this solution can help your participants.

Help participants envision retirement income they can't outlive

We offer target date collective investment funds that can help participants worry less about running out of money in retirement. Participants can take advantage of protected retirement income solutions that offer:

  • Protected income for life — Provides retirement income they can't outlive, and isn't dependent on market conditions
  • Growth potential — Offers the opportunity to grow savings, thanks to investment glide paths to and through retirement
  • Simplified experience — Accessible within an employer-sponsored retirement plan, and offers institutional pricing
  • Greater flexibility — Preserves access to account balance without surrender charges or penalties2
You have the choice of offering a protected retirement income solution in the way that works best for your plan:

Add solution to your standard investment lineup for participants to select on their own


Set it as your plan’s Default Investment, or as part of our new Dynamic Default feature


Offer as part of Nationwide ProAccount® to give participants the advice they crave3

Why protected retirement solutions are important for you and your participants

Participants are delaying retirement
Employers are impacted, too
  • Many employers report that these delays can raise the cost of salaries and benefits, impacting the ability to hire new talent4
  • EY research demonstrates how protected retirement solutions can benefit you.

Watch a short video to see how you can enhance your plan

calendar icon
We are here to make it easy to get started.
Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution • Not insured by any federal government agency • May lose value
[1] Fees associated with plan recordkeeping may still apply, and in some instances, result in a reduction in principal.
[2] Withdrawals may result in a proportional reduction of the associated income guarantee.
[3] Only some solutions may be available through Nationwide ProAccount, please reach out to learn more about availability.
[4] Nationwide Retirement Institute’s 2023 In-Plan Lifetime Income Survey.
Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved.
Guarantees are subject to the claims-paying ability of the issuing insurance company.
Provisions of these options may vary based on plan selection and/or by state regulation. These investment options may not be available in all states.
Nationwide Investment Advisors, LLC (NIA) provides investment advice to plan participants enrolled in Nationwide ProAccount. NIA is an SEC-registered investment adviser and a Nationwide affiliate. NIA assesses participants an asset-based fee for the managed account services. When applicable, retirement products are offered by the Nationwide Trust Company, FSB, or Nationwide Life Insurance Company.
Nationwide, the Nationwide N and Eagle, Nationwide Retirement Institute, Nationwide ProAccount and Nationwide Indexed Principal Protection are service marks of Nationwide Mutual Insurance Company. © 2024 Nationwide